Fee-Free Mortgage Advice From Doorsteps.co.uk
Get an instant 5 minute Decision in Principle.
Free advice, made simple.
How it works?
We try to make the process simple and hassle-free, whether you’re using Doorsteps for the Estate Agency work or not…
Banks and building societies mostly use your income to decide how much they can lend you for a mortgage. For this reason, our calculator uses your income too. Things like your deposit and credit rating will also be factors, so remember, our calculation is only a rough idea of what you could borrow.
Choose what type of mortgage you're looking for!
Moving as a family?
First time buyers?
Need remortgaging advice?
Contractor/self employed mortgages
Buy to let and interest only mortgage
Our Mortgage FAQs
What is a mortgage and how does it work?
A Bank or Lender loans money with interest. In return their loan is secured against the value of a person’s property. The details of the loan agreement are registered against the Title of that property- this is known as a mortgage.
What is Doorsteps Financial?
We’re a mortgage broker – specialist providers that look for a suitable mortgage product on a client’s behalf to ensure you get the best possible deal and save you as much money as possible and make sure you’re comfortable in the biggest financial commitment of your life! It’s all over the phone, so it’s safe and from the comfort of your home!
Do you charge a fee?
All of our initial consultations are free of charge entirely. We compare over 60 lenders for you, saving you approaching each one, and are obliged by the FCA to find the best deal for you. At the point you decide to use us, we sometimes charge a fee dependent on your circumstances and a variety of factors. Your mortgage adviser can talk through with you during your consultation.
How much can I borrow?
There is no prescribed criteria to determine what you can borrow. However, our mortgage calculator below can help, based on your earnings or a quick 10 minute call on the phone with our advisers! Click here!
What are the different types of mortgages?
There are two main types of mortgages;
Fixed Rate Mortgage and Variable Rate Mortgage. A Fixed Rate Mortgage means that your interest amount is fixed for a period of time (usually two to five years) therefore your repayments don’t change.
A variable rate mortgage means the amount of interest you pay can change, and therefore so do your repayments.