Online Conveyancing

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Move house 38% faster with our online conveyancing service

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What's involved?

Buying

Congratulations, on having your offer accepted! Now it’s time to get the ball rolling on the legal side of it.

First, your estate agents (or us) will circulate the copy of the Memorandum of sale once you have provided all the necessary proofs, which provides the details of the property, the amount offered and the name of the sellers and buyers and their conveyancers. We can work with BOTH parties with no conflict of interest to speed up the process. The next step will be ID and proof of residence provision. Our dedicated conveyancing case managers will handle this for you too.

Selling

If you are selling a house, you will need a Conveyancer to act for you. If using Doorsteps to sell we can do this for you so why not make it a one-stop-shop?

Once you have made your upfront payment to instruct us, we will keep the legal fees absolutely fixed and have your conveyancing case manager call you, within one day. There are a few forms you will have to fill in, but in setting you up, we will also provide you with 24/7 Live Case Tracking abilities. We do this to keep the transaction transparent, seamless and hassle-free. Of course, whilst still allowing you to sell your home for less than £1000, all in!

Remortgaging

Simple, we can work to the cashback boundaries of your lender for a remortgage. Contact us today to make this happen, with our extended opening hours!

Why our customers love us

How can we help?

To give you that extra support and confidence in your conveyancing journey, we have put together an extensive range of resources to help you even further. Here you will find everything from legal forms to jargon busters. We’ve even answered all of those frequently asked questions.

Guide to conveyancing

Read our guide to find out how simple it is to move house quickly with Doorsteps Online Conveyancing. We’ll share the 10 steps with you which will make understanding the purchase process easy. Additionally, you can read about the most common pitfalls when it comes to buying. We’re here to help you become an educated buyer and have the best property exchange experience possible.

Jargon Buster

Understanding every aspect of the legal exchange of your property is very important for a quick and hassle-free purchase or sale. We know how confusing it can get when legal terms are being thrown around with the expectation that you already know all of this. For this reason we have compiled a list of jargon that you will encounter on your buyer’s journey.

Doorsteps Conveyancing FAQs

Many questions can come up during the property exchange process and we know how important it is for you to be clear on every aspect of it. We aim to eliminate any doubt for all parties involved, which is why we’ve compiled a list of the most commonly asked questions and the answers to them.

Conveyancing is the process of legally transferring home ownership from one person (seller) to another (buyer). It starts from when an offer is made and finishes when you hand over the keys to the new owner. The term includes transferring title deeds and ownership of a property from one person to another.

Even the most straightforward house sale needs a conveyancer or solicitor involved, as the mortgage lenders will only deal with the conveyancer! Freehold transactions are usually less complicated than leasehold transactions but a conveyancer or solicitor is still necessary.

The process will usually take between 10-16 weeks, though with Doorsteps Conveyancing, with the in-house panel, the process can be up to 38% quicker!

Doorsteps conveyancing is panel managed by Doorsteps.co.uk. We have our own service level agreements with our partner firms and they have a dedicated Doorsteps team to ensure the transaction runs as smoothly as possible – through online case tracking and online contact. It’s also completely contactless and operated online – so it’s safe and from home!

We operate on a fixed legal fee agreement meaning your initial outlay is the only payment you will have to make on the legal fees, assuming no changes. This allows certainty and planning, and no hidden costs. It’s simple!

Completion is the point where the buyer’s solicitor transfers the purchase money from their bank account to the seller’s solicitor’s bank account, the ownership of the property is transferred to the buyer, and the seller’s solicitor arranges for the keys to be handed over to the buyer. This all happens on the same day. The legal completion date is agreed on exchange of contracts. Any completion date discussed before exchange of contracts is purely tentative and should not be relied on. We recommend that you don’t book removals or give notice to quit rented property until exchange of contracts has taken place.

Exchange of contracts takes place between the buyer’s solicitor and the seller’s solicitor, usually over the telephone. They check that their clients have signed identical contracts, agree the completion date and agree to send each other the contracts signed by their respective clients straight away. The buyer is normally expected to pay up to 10% of the purchase price at this stage as a contract deposit – this is normally held by the seller’s solicitor pending completion.

It is therefore important to exchange contracts as soon as possible. Only when contracts have been exchanged is the transaction legally binding. Until then either seller or buyer can seek to renegotiate the purchase price, completion date, or other terms discussed, or can pull out of the transaction altogether, without any obligation to compensate the other party.

Once exchange of contracts has happened, everyone will know where they stand and when they will be completing and when they will need to transfer money, sign documents and make their moving arrangements. Do not be tempted to leave exchange until just before, or even the same day as, the completion date you are aiming for. We recommend that you allow at least 7 working days between exchange of contracts and completion. In practice this period can sometimes be shorter, but there is an increased risk of something going wrong because someone does not have time to get organised.

The buyer’s solicitor will not exchange contracts until they are satisfied with the results of all their legal searches and enquiries, any conditions and legal requirements on the buyer’s mortgage offer have been satisfied, and the buyer is happy with their survey results.

If either the buyer is dependent on the sale of another property, or the seller is dependent on another purchase, they will need to exchange contracts simultaneously on the dependent transactions. Please refer to our note on Buying and Selling in a Chain which explains the implications.

This depends on a number of factors, and unfortunately most of them are not entirely within our control. A standard transaction, with no unforeseen complications or delays arising, will normally take some 6 to 8 weeks. However it can be done faster with the co-operation of all parties involved throughout.

You can rest assured that we will always endeavour to drive the transaction forward and chase-up other conveyancers and third parties who are holding things up. However, we cannot provide any guarantee at the outset that everything will be in place to complete by any particular date, and advise you to be very wary of anyone who thinks they can. These are common causes of delay:

  • Length of the chain involved – a delay at one point in the chain will delay everyone else
  • Mortgage application taking longer than normal to process, perhaps because a reference required by the lender from a third party is not immediately forthcoming, or because the mortgage lender is unusually busy
  • Mortgage offer issued with unforeseen conditions
  • Searches or enquiries revealing something unexpected
  • Someone else in the chain not wanting to proceed as quickly as the others.

When you instruct us to act for you, we will let you know the name and contact details of both the conveyancer who will be handling the transaction for you, and the senior lawyer to whom they report who has overall responsibility for the Conveyancing Team. The conveyancer will be your main contact, and they will ensure that the transaction is progressed to suit your best interests, negotiating on any legal issues as appropriate on your behalf, ensuring all required legal documents are drawn up and signed and sent to the appropriate place within the necessary timescales.

If at any time your conveyancer is on holiday or absent from the office, we will ensure to delegate another member of the team to act on their behalf and keep you informed of progress. If your conveyancer is busy on another call when you ring, any other member of the team can give you an update on the transaction and what is due to happen next.

Under the new system, stamp duty land tax will be payable in slices. There will be no tax payable on the first £125,000 of the purchase price, a 2 per cent charge on the next £125,000, a 5 per cent charge on the next £675,000 and a 10 per cent charge on the next £575,000. The top rate of stamp duty (12 percent) will apply to the slice of consideration above £1.5 million.

Purchase price £275,000 (average UK house price). Tax was £8,250 – now £3,750
Purchase price £510,000 (average London house price) Tax was £20,400 – now £15,500
Purchase price £2,000,000 Tax was £100,000 – now £153,750
First time buyers stamp duty will differ – no stamp duty is payable up to £500,000.
The tax is payable by the buyer – not the seller.

There are many different types of searches that can be made according to the nature and location of the property. Some conveyancers will only carry out the basic standard searches required for all properties by mortgage lenders. It is important to establish that your solicitor is going to make all the enquiries relevant to the property you are buying. Doorsteps solicitors have the breadth and experience to advise you on the trickiest legal problems, and offer a solution. We recognise that every transaction is different. Even an ordinary house can be affected by unusual legal features such as:

  • Restrictive covenants, rights of way and other easements
  • Charges such as service charges and rent charges
  • Flying freeholds
  • Liability for Church repairs
  • Flood risk, radon gas, past contamination, and other environmental issues.

We have a number of professional surveyor contacts in our local areas. Please let us know if you would like us to recommend someone.

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